Skip to main content
Missouri Division of Finance Home page

Primary Navigation

  • Banks and Trusts
  • Consumer Credit Lenders
  • Mortgage Licensing
  • Complaints

Secondary Navigation

  • Regulatory/Industry Links
  • Publications & Reports
  • About Us
  • News
  • Contact Us

Secondary Navigation

  • Regulatory/Industry Links
  • Publications & Reports
  • About Us
  • News
  • Contact Us
Missouri Division of Finance Home page

Primary Navigation

  • Banks and Trusts
  • Consumer Credit Lenders
  • Mortgage Licensing
  • Complaints

Consumer Credit Licensing Small Loan Companies

Breadcrumb

  1. Home
  2. Consumer Credit Licensing
  3. Small Loan Companies

The licensing provisions for making consumer credit loans that were traditionally referred to as "small loans"  are found in §§367.100-367.215. Such a licensee may make loans, whether secured or not, in any amount of $500 or more, i.e., there is no upward limit. This license, due to various exemptions from other licensing acts, also authorizes the purchase of all kinds of dealer paper, for example, dental contracts, motor vehicle sales finance contracts, home improvement contracts not secured by real estate, etc.

The substantive law (that is, the law concerning rates, refunding, insurance and so forth) directly related to this license is found in §§408.100-408.210. The consumer protection provisions concerning rights to cure defaults, limitations on repossessions, etc. found in §§408.551-408.562 apply to consumer credit loans. Related regulations are found at 20 CSR 1140-5.010 and 20 CSR 1140-5.020.

The consumer protection provisions of §408.551-408.562 do apply. Regulations for title loans are found in 20 CSR 1140-29.010.

New License Application - Apply Online Using DocuSign

OR Access PDF to Print and Mail

Laws and Regulations
Renewal Information
Repossession Guidelines
Bond Form
Verification of Bond Form
Letter of Credit Form
Anti-Redlining Poster

In This Section

  • Credit Service Organizations
  • Consumer Installment Lenders
  • Consumer Legal Funding
  • Earned Wage Access (EWA)
  • Missouri Financing Institutions
  • Money Order/Money Transmitter
  • Motor Vehicle Time Sales
  • Payday Lenders
  • Premium Finance Companies
  • Small Loan Companies
  • Title Lenders
Helpful Links
Consumer Credit Laws and Regulations
File a Consumer Complaint
Find a Bank or Licensee
Removal/Prohibition Orders
General Inquiries
Missouri Division of Finance
Street Address

Truman State Office Building
Room 630
Jefferson City, MO 65102

Phone Number

(573) 751-3242
(573) 751-9192 (fax)

Email

finance@dof.mo.gov

Media Contact

Email: news@dci.mo.gov
Phone: (573) 751-2562

Get Directions
Missouri Division of Finance

Footer Menu Custom

  • About Finance
  • Careers
  • Purchasing (Vendors)
Governor
Mike Kehoe
Missouri.gov Save a Life
Finance Commissioner
Mick Campbell

Site Policies and Contact

  • Privacy Policy
  • |
  • Accessibility
  • |
  • Contact Us
  • |
  • Proposed Rules
  • |
  • Periodic Rule Review
  • |
  • DCI Home